The best way to experience Michigan's great outdoors? Your way.
Our two border states have lakes to skim across. We've got trails to speed along. We've got parks to explore and campgrounds filled with your friends. And at Integra First, we've got affordable loans for a wide range of recreational vehicles that fill weekends, vacations and after-work hours with an added dash of excitement.
- Loans for boats, ATVs, UTVs (side-by-sides), motorhomes, campers and other vehicles that add adventure to your life
- Financing for new and used vehicles
- Up to 100% financing available
- Easy application process online, by phone or at an Integra First location
- Competitive loan rates that keep your monthly payments in check
- Repayment terms up to 15 years (180 months) for some vehicles
- Get pre-approved for your loan for a better experience at the dealer
Recreational Titled Vehicle Loans - 2023 & Newer
Rates for 120 and 180 month terms apply to New or Used Titled Recreational Vehicles (i.e. campers, motorhomes, boats). In order to qualify for 120 month financing, vehicle must be current year or current model year minus five years, and have a NADA Guide value of $75,000 or more. In order to qualify for 180 month financing, vehicle must be current year or current model year minus five years, and have a NADA Guide value of $75,000 or more.
*APR= Annual Percentage Rate. IFFCU has the right to change rates at any time. All rates and terms subject to credit approval.
*Recreational Titled Vehicles: 72 month term is only available on model year 2018 or newer. Annual Percentage Rate (APRs) stated above are based on financing up to 100% of value for titled & non-titled recreational vehicles.
*Recreational Titled Vehicles: 72 month term is only available on model year 2018 or newer. Annual Percentage Rate (APRs) stated above are based on financing up to 100% of value for titled & non-titled recreational vehicles.
Recreational Titled Vehicle Loans - 2022-2014
Includes motorhomes, travel trailer campers, boats, etc.
*APR= Annual Percentage Rate. IFFCU has the right to change rates at any time. All rates and terms subject to credit approval.
*Recreational Titled Vehicles: 72 month term is only available on model year 2018 or newer. Annual Percentage Rate (APRs) stated above are based on financing up to 100% of value for titled & non-titled recreational vehicles.
*Recreational Titled Vehicles: 72 month term is only available on model year 2018 or newer. Annual Percentage Rate (APRs) stated above are based on financing up to 100% of value for titled & non-titled recreational vehicles.
Non-Titled Recreational Vehicle Loans - 2023 & Newer
*APR= Annual Percentage Rate. IFFCU has the right to change rates at any time. All rates and terms subject to credit approval.
*Recreational Titled Vehicles: 72 month term is only available on model year 2018 or newer. Annual Percentage Rate (APRs) stated above are based on financing up to 100% of value for titled & non-titled recreational vehicles.
*Recreational Titled Vehicles: 72 month term is only available on model year 2018 or newer. Annual Percentage Rate (APRs) stated above are based on financing up to 100% of value for titled & non-titled recreational vehicles.
Non-Titled Recreational Vehicle Loans - 2022 & Older
*APR= Annual Percentage Rate. IFFCU has the right to change rates at any time. All rates and terms subject to credit approval.
*Recreational Titled Vehicles: 72 month term is only available on model year 2018 or newer. Annual Percentage Rate (APRs) stated above are based on financing up to 100% of value for titled & non-titled recreational vehicles.
*Recreational Titled Vehicles: 72 month term is only available on model year 2018 or newer. Annual Percentage Rate (APRs) stated above are based on financing up to 100% of value for titled & non-titled recreational vehicles.
Integra First Federal Credit Union is a full-service financial institution serving select counties in Michigan’s Upper Peninsula and Northeast Wisconsin.