Auto Loans

It's not just a car. It's your home away from home.

If you're like us, you cover a zillion miles during life's journeys. At Integra First, we know that means you want a ride that's reliable, comfortable and, of course, affordable. Here's the deal: You pick a car, truck or SUV that suits your style - whether you're making trips to lower Michigan or traveling throughout Wisconsin - and we'll steer you toward a driver-friendly loan that keeps your monthly payments under control. 
  • Loans for new and used vehicles
  • Competitive rates
  • Repayment terms up to seven years (84 months) for new and used vehicles 
  • Easy pre-approval process allows you to go vehicle-shopping with confidence
  • Streamlined application process gets you on the road faster 
Year Term APR* as low as Monthly Payment Per $1000 Borrowed
New Titled Vehicles - 2023 & Newer  36 Months 4.99% $29.97
New Titled Vehicles - 2023 & Newer 48 Months 4.99% $23.02
New Titled Vehicles - 2023 & Newer 60 Months 5.25% $18.99
New Titled Vehicles - 2023 & Newer 72 Months 5.49% $16.33
New Titled Vehicles - 2023 & Newer 84 Months 5.59% $14.41
Year Term APR* as low as Monthly Payment Per $1000 Borrowed
Used Titled Vehicles - 2022 - 2014 36 Months 5.25% $30.08
Used Titled Vehicles - 2022 - 2014 48 Months 5.50% $23.26
Used Titled Vehicles - 2022 - 2014
60 Months
5.79% $19.24
Used Titled Vehicles - 2022 - 2014 72 Months 5.99% $16.57
2013 & Older Unsecured Rates N/A N/A








Integra First Federal Credit Union is a full-service financial institution serving select counties in Michigan’s Upper Peninsula and Northeast Wisconsin.